How to Connect Your AI Agent to Rohi Money (MCP Tutorial)

Talk to your budget in plain English — here's how to set it up in 5 minutes.

Most budgeting apps give you charts and spreadsheets. Rohi gives you a conversation.

With Rohi's MCP server, you can connect your favorite AI assistant — Claude, OpenClaw, or any MCP-compatible client — directly to your budget data. That means you can ask questions like "What bills do I have coming up this week?" or "How close am I to my vacation savings goal?" and get real answers from your actual financial data.

No spreadsheets. No digging through menus. Just ask.

This guide walks you through the setup for Claude Desktop, Claude Code, Cowork, and OpenClaw. Pick whichever you use — the whole thing takes about five minutes.

What You Can Do With It

Once connected, your AI assistant has access to your full Rohi account. You can ask it to:

• Gut-check a purchase: "If I spend $500 on a new TV, will that mess up my budget this month?"

• Plan a savings goal: "I want to save $3,000 for a trip to Europe by December. Do I have room in my budget for that?"

• Check your forecast: "What's my bank balance going to look like at the end of the month?"

• Review upcoming bills: "What expenses do I have coming up in the next two weeks?"

• Track savings goals: "How close am I to my emergency fund target?"

• Analyze spending: "What did I spend on dining out this month?"

• Check your net worth: "What's my current net worth across all accounts?"

• Get a health check: "How's my overall financial health?"

• 
  

It's like having a financial advisor on speed dial — except it actually knows your numbers.

What You'll Need

Before you start, make sure you have:

1. An active Rohi Money account — a paid subscription or free trial both work. (Sign up here if you haven't yet.)

2. An API key — you'll generate this from your Rohi dashboard.

3. An MCP-compatible AI client — Claude Desktop, Claude Code, Cowork, or OpenClaw.

   
   

Step 1: Generate Your API Key

1. Log in to Rohi at app.rohi.money.

2. Go to Profile → API Keys.

3. Click Generate API Key.

4. Copy the key and save it somewhere safe. You'll need it in a moment.

Your MCP connection URL is:

https://app.rohi.money/api/mcp/sse

Keep both the API key and this URL handy — that's all you need for the connection.

Setup by Client

Claude Code

Claude Code has native SSE support, so this is the simplest setup. Open your terminal and run:

bash

claude mcp add --transport sse rohi-money https://app.rohi.money/api/mcp/sse \
  --header "Authorization: Bearer YOUR_API_KEY_HERE"

Replace YOUR_API_KEY_HERE with the API key you generated in Step 1.

That's it. Start Claude Code and you can immediately start asking about your budget.

To verify it's connected, run:

bash

claude mcp list

You should see rohi-money in the list.

Claude Desktop

Claude Desktop uses stdio-based servers by default, so connecting to a remote SSE server like Rohi requires a small bridge package called mcp-remote. Don't worry — it's a one-time setup.

1. Make sure you have Node.js installed. You can check by running node --version in your terminal. If you don't have it, download it from nodejs.org.

2. Find your Claude Desktop config file:

• Mac: ~/Library/Application Support/Claude/claude_desktop_config.json

• Windows: %APPDATA%\Claude\claude_desktop_config.json

If the file doesn't exist yet, create it.

3. Add the Rohi MCP server configuration:

json

{
  "mcpServers": {
    "rohi-money": {
      "command": "npx",
      "args": [
        "mcp-remote",
        "https://app.rohi.money/api/mcp/sse",
        "--header",
        "Authorization: Bearer YOUR_API_KEY_HERE"
      ]
    }
  }
}

Replace YOUR_API_KEY_HERE with your actual API key.

If you already have other MCP servers configured, just add the "rohi-money" block inside the existing "mcpServers" object.

4. Restart Claude Desktop. The Rohi server should now appear in your available tools.

Cowork (Claude Desktop)

Cowork uses the same configuration as Claude Desktop. Follow the Claude Desktop instructions above — the setup is identical. Once configured, you can ask Claude in Cowork to work with your budget data just like any other connected tool.

OpenClaw

OpenClaw makes this the easiest of all. Just give it the connection URL and your API key, and it handles the rest.

1. Open your OpenClaw settings.

2. Add a new MCP server.

3. Enter the connection URL: https://app.rohi.money/api/mcp/sse

4. Enter your API key when prompted.

5. Save — OpenClaw will configure everything automatically.

Try It Out

Once you're connected, start with something simple to make sure everything's working:

"What accounts do I have set up in Rohi?"

If you get back a list of your accounts, you're good to go. Here are a few more things to try:

"What's my forecast for the rest of this month?"

"Do I have any budget warnings I should know about?"

"Show me my spending by category for the last 30 days."

"What debts am I tracking, and when will they be paid off?"

"What's my financial health score?"

The AI has access to everything in your Rohi account — your accounts, budget items, forecast, savings goals, debts, transactions, spending categories, and your financial health score. Ask it anything you'd normally dig through the app to find.

What Is MCP, Anyway?

MCP stands for Model Context Protocol. It's an open standard that lets AI assistants connect to external tools and data sources. Think of it like a universal plug that lets your AI talk to your apps.

Instead of copying and pasting data into a chat window, MCP lets the AI pull the information it needs directly. It's the difference between describing your budget to an AI and letting the AI see your budget.

Rohi was one of the first personal finance apps to support MCP, because we believe the future of budgeting isn't just staring at charts — it's having a conversation about your money.

Troubleshooting

"Connection failed" or "Server not found" Double-check your API key and make sure your Rohi subscription or trial is active. The MCP server requires an authenticated account.

Claude Desktop doesn't show the Rohi tools Make sure you've restarted Claude Desktop after editing the config file. Also verify that Node.js is installed (node --version in your terminal).

"mcp-remote" command not found You don't need to install mcp-remote separately — the npx command in the config will download it automatically the first time Claude Desktop starts. Just make sure you have Node.js and npm installed.

OpenClaw can't connect Verify the URL is exactly https://app.rohi.money/api/mcp/sse (no trailing slash, no extra characters). Check that your API key was entered correctly.

What's Next?

Once you're comfortable talking to your budget through AI, you might want to:

• Set up automated check-ins. Ask your AI to review your forecast every Monday morning.

• Build custom workflows. Combine Rohi with other MCP tools — connect your calendar, email, or task manager alongside your budget for a full financial picture.

• Share feedback. We're constantly improving the MCP integration. If there's something you wish you could ask your budget, let us know.

Rohi Money is a forward-looking budgeting app that forecasts your future bank balance instead of just tracking past spending. Start your free trial — no credit card required.