Rohi vs. YNAB: Which Budgeting App Actually Helps You Stay Ahead? Budgeting apps are supposed to make your financial life easier. So why do so many of them still leave you feeling like you're just reacting to problems after they've already happened? If you've been shopping for a budgeting tool — or thinking about leaving one — you've probably come across YNAB (You Need A Budget). It's popular, well-established, and built around a philosophy of giving every dollar a job. But p