Rohi vs. EveryDollar: Budgeting Without the Rigidity If you've spent any time in the personal finance world, you've probably heard of Dave Ramsey. And if you've heard of Dave Ramsey, you've probably heard of EveryDollar — his budgeting app built around the zero-based budgeting method. The idea is simple: give every dollar a job until your income minus your expenses equals zero. It's a proven framework, and EveryDollar makes it accessible. But for a lot of people, the app's ri